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03 February 2006
This Agreement is made between
'the Creditor'
'the Debtor'
Plan Finance whose registered office is at 1 Purley Hg St, Croydon, Surrey, CR8 2AF
The Debtor
Amount of Credit
Total Amount Payable
Annual Percentage Rate
%
£465.82
43.86
£526.40
The Period of the Loan is 8 months. The Total Amount Payable is payable by 8 monthly instalments of £65.80 commencing on the Commencement Date 11-Feb-2006
Interest Payable
Administration Fee
Total Charge for Credit
The Rate of Interest is
%
Interest is calculated and charged at the commencement of the loan. Each instalment includes a proportion of the interest.
£0.00
£60.58
£60.58
13.00
Upon failure by the Debtor to do or refrain from doing anything required under this Agreement, the Debtor will be required to make the following relevant payments to the Creditor:
Default Letter
Unpaid Cheques
Unpaid Direct Debits
Recalling Standing Orders
Appointing Collection Agency
£10
£10
£25
£25
£50
We may charge interest at a rate not exceeding the rate of interest charged under this Agreement, on all sums overdue under this Agreement. We will charge interest from the due date for the payment until the payment is received in cleared funds. Interest is calculated on a daily basis, and is payable on demand.
Early Settlement - should you wish to settle your account early, the following settlement figures would apply, providing all payments had been made on time.
The numbers are based on a loan of £100.00
¼ term expired
½ term expired
¾ term expired
In calculating the amounts shown above, no account has been taken of any variation which might occur under the agreement. The amounts are accordingly only illustrative.
Missing Payments could have severe consequences and make obtaining credit more difficult.
The Consumer Credit Act 1974 lays down certain requirements for your protection which should have been complied with when this agreement was made.
If they were not, the creditor cannot enforce this agreement without getting a court order. The Act also gives you a number of rights. You can settle this agreement at any time by giving notice in writing and paying off the amount you owe under the agreement, which may be reduced by a rebate.
Examples indicating the amount you might have to pay appear in the agreement. If you would like to know more about your rights under the Act, This is a Credit Agreement Regulated by the Consumer Credit Act 1974.
Sign it only if you want to be legally bound by its terms
Signature(s) of Debtor(s)
Notice to the Debtor:
On signing this Agreement, you will be bound by the terms and conditions of this Agreement set out above and overleaf. We advise you to read the conditions set out above and overleaf before signing this Agreement.
Creditor's Signature_______________________________________Date_______________Name_____________________
POLICY DETAILS
Name of Insurer
Policy Number
Type of Policy
Annual Premium
£73.36
£45.85
£18.34
You have a right to receive a copy of the information we hold about you if you apply to us in writing. A fee will be payable.
CANCELLATION
You have a right to cancel this Agreement by giving notice to us within 14 days starting from the day after the signing by you and us of this agreement. If you cancel this agreement, any monies paid to you by us must be returned to us within 30 days of your giving notice of cancellation and any monies paid to us by you will be returned to you within the same time period. We may make a charge for any service provided by us in accordance with this agreement. If you are content with the agreement and do not exercise your right to cancel, then you will not be able to cancel it at a later date.
